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Business Card Services

business INSTANT ISSUE EMV CHIP MASTERCARD® DEBIT CARD

  • Use it like a credit cardmastercard guide to benefits
  • Get funds from any ATM
  • With SHAZAM’s Privileged Status® program-
    enjoy access to thousands of
    surcharge-free ATMs throughout the
    country.    
  • More secure than cash
  • Accepted everywhere
  • Funds deducted immediately from account
  • Simplify recordkeeping
  • Save check printing fees
  • Special MasterCard privileges
  • Multiple employee cards available
  • Instant issue card ready for immediate use
  • Limited liability if lost/stolen
  • If lost or stolen, receive a replacement card within minutes at any of our branches.

CLICK HERE - MASTERCARD GUIDE TO BENEFITS EFFECTIVE 7-1-19

CLICK HERE - Shazam Privilege Status Surcharge Free ATM Locator   

Shazam FRAUD PROTECTION

Protecting you from unauthorized use of your debit card is one of our top priorities at State Bank of Waterloo. To mitigate fraud, we have partnered with SHAZAM, our electronic funds transfer network, to implement a monitoring system to help guard your debit card against fraudulent activity. If suspicious activity is detected on your debit card, you will be contacted by the Bank, or a SHAZAM fraud specialist calling on our behalf, to verify the transactions in question.

If you believe a transaction has been denied due to suspected fraud after normal business hours, you may call the SHAZAM Fraud Department for assistance, 866-508-2693.

Credit Cards

  • Accepted worldwide
  • No annual fee.
  • Competitive ongoing APR.*
  • Business Mastercard® Standard Card with no annual fee or the Preferred Points Card.

Standard Card

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • No annual fee.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Fees

Other fees may be charged, these fees are listed on the downloadable application.

To Apply Now

  • Download the PDF of the application.
  • Type the information and then print the application or print it first and then complete it using a blue or black pen. Paper applications are available at any of our locations.
  • Supporting documents vary depending on the type of business you have.
  • Fax your completed application to the Card Service Center at 972-650-7054.
  • Or bring completed application to any of our locations.
  • Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

Click here to view the supporting documents needed to apply for your State Bank of Waterloo Business Credit Card

Preferred Points Card

Benefits

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • To redeem rewards points, call 866-678-5191.
  • Individual billing option only.

Fees

Other fees may be charged, these fees are listed on the downloadable application.-PDF Form-Business Credit Card Application

To Apply Now

  • Download the PDF of the application.PDF Form-Business Credit Card Application
  • Type the information and then print the application or print it first and then complete it using a blue or black pen. Paper applications are available at any of our locations.
  • Supporting documents vary depending on the type of business you have.
  • Fax your completed application to the Card Service Center at 972-650-7054.
  • Or bring completed application to any of our locations.
  • Or mail your completed application to:
    CARD SERVICE CENTER
    PO Box 569120
    Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

Click here to view the supporting documents needed to apply for your State Bank of Waterloo Business Credit Card.

Merchant Services

The easier it is to pay you, the more customers you're likely to have. Improve customer satisfaction and increase cash flow by accepting credit cards with Merchant Services.

It's exactly what your business needs.

  • No Minimum fee
  • Discount rates vary
  • Provide more options for your customers
  • Available for qualified merchants
  • MasterCard®, Visa®, Discover®, and American Express® charges processed

Popmoney

Popmoney is an innovative payment service we offer that eliminates the hassles of checks and cash. Paying other people is as easy as emailing and texting. Best of all, you don't need a new account to send or receive money. Just use your State Bank account!  Login to Online Banking and head to the Bill Pay tab to get started!

 popmoney

REWARDS CHECKING

Did you know we literally pay you to bank here? Our Rewards Checking is so good even WE have a hard time believing it.  Open one of our Rewards Checking Accounts and start enjoying the benefits today. Click  'Rewards Checking' to learn more!

 

rewards checking