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Business Card Services

business INSTANT ISSUE EMV CHIP MASTERCARD® DEBIT CARD

  • Use it like a credit card
  • Get funds from any ATM
  • With SHAZAM’s Privileged Status® program-
    enjoy access to thousands of
    surcharge-free ATMs throughout the
    country.
  • More secure than cash
  • Accepted everywhere
  • Funds deducted immediately from account
  • Simplify recordkeeping
  • Save check printing fees
  • Special MasterCard privileges
  • Multiple employee cards available
  • Instant issue card ready for immediate use
  • Limited liability if lost/stolen
  • If lost or stolen, receive a replacement card within minutes at any of our branches.

Shazam Privilege Status Surcharge Free ATM Locator

Shazam Falcon

Protecting you from unauthorized use of your debit card is one of our top priorities at State Bank of Waterloo. To mitigate fraud, we have partnered with SHAZAM, our electronic funds transfer network, to implement a monitoring system called SHAZAM Falcon, to help guard your debit card against fraudulent activity. If suspicious activity is detected on your debit card, you will be contacted by the Bank, or a SHAZAM fraud specialist calling on our behalf, to verify the transactions in question.

If you believe a transaction has been denied due to suspected fraud after normal business hours, you may call the SHAZAM Fraud department for assistance, 866-508-2693.

Credit Cards

  • Accepted worldwide
  • No annual fee.
  • Competitive ongoing APR.*
  • Business Mastercard® Standard Card with no annual fee or the Preferred Points Card.

Standard Card

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • No annual fee.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Fees

Other fees may be charged, these fees are listed on the downloadable application.

To Apply Now

  • Download the PDF of the application.
  • Type the information and then print the application or print it first and then complete it using a blue or black pen. Paper applications are available at any of our locations.
  • Supporting documents vary depending on the type of business you have.
  • Fax your completed application to the Card Service Center at 972-650-7054.
  • Or bring completed application to any of our locations.
  • Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

Click here to view the supporting documents needed to apply for your State Bank of Waterloo Business Credit Card

Preferred Points Card

Benefits

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.

Features

  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • To redeem rewards points, call 866-678-5191.
  • Individual billing option only.

Fees

Other fees may be charged, these fees are listed on the downloadable application.-PDF Form-Business Credit Card Application

To Apply Now

  • Download the PDF of the application.PDF Form-Business Credit Card Application
  • Type the information and then print the application or print it first and then complete it using a blue or black pen. Paper applications are available at any of our locations.
  • Supporting documents vary depending on the type of business you have.
  • Fax your completed application to the Card Service Center at 972-650-7054.
  • Or bring completed application to any of our locations.
  • Or mail your completed application to:
    CARD SERVICE CENTER
    PO Box 569120
    Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

Click here to view the supporting documents needed to apply for your State Bank of Waterloo Business Credit Card.

Merchant Services

The easier it is to pay you, the more customers you're likely to have. Improve customer satisfaction and increase cash flow by accepting credit cards with Merchant Services.

It's exactly what your business needs.

  • No Minimum fee
  • Discount rates vary
  • Provide more options for your customers
  • Available for qualified merchants
  • MasterCard®, Visa®, Discover®, and American Express® charges processed

free checking

Get rewarded in ways that matter every month.  Choose between high interest earnings or cash back on your debit card purchases.  You'll also get refunds on your ATM fees, nationwide.*  On top of that, enjoy our award-winning service, value-oriented products, and conveniently-located branch offices for any of your banking needs.  Learn More

bills

Bill Pay

Sign up for FREE bill pay service and you can virtually pay anyone, anytime, anywhere you have internet access. It’s a snap to pay your bills without writing checks or paying for postage. It only takes seconds to enroll. Login to Online Banking to sign up today!