Next Gen Card

Open a Next Gen Cash Back Rewards Account today!



next gen card

Next Gen Card Features:

- 3% cash back*

- No monthly fee

- No balance requirements

- Exclusive debit card design

- FREE Mobile Banking, Digital Wallet & more!



State Bank App

tap or snap

Manage your account with
our convenient app.  Even make
deposits using your mobile
device. It's fast and easy!

No Fees

and no minimums

Earn cash back when you do
banking basics.

Debit Card

exclusive card design

Get peace of mind with
alerts, card lock/unlock and more.


*Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Enrollment in online banking, receipt of electronic statements and a debit card are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements), log-ons, monthly direct deposit or automatic withdrawal and debit card transactions are required to meet the account’s qualifications for earning rewards.  There are no recurring monthly service charges or fees to open or close this account.  Contact one of our customer service representatives for additional information.
ATM fees incurred during qualification cycle will be automatically reimbursed up to $4.99 per single transaction if qualifications are met within monthly qualification cycle.  The "Monthly Qualification Cycle" is from the first business day of the month to the close of business on the last business day of that month.  Close of business is at 4:00 pm. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.  Transactions conducted at an ATM are not considered as qualifying debit card purchases.
Must register in advance and qualify for Overdraft Privilege or Mobile Deposit.  Must be 18 or over to have Overdraft Privilege.  There is a per-item overdraft charge.  Click here for complete details of Overdraft Privilege.

Have Questions?

Speak to a Customer Service Rep at any of our locations to learn more about our checking services.

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Join our team!

We currently have Part-Time Teller openings at our Lindbergh Branch and our main branch in Waterloo. Requires HS Diploma or GED. Previous cash handling experience preferred. Flexible schedule with Saturday work. Visit the Careers page for an application. Send resumes to Thank you!

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