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Personal Loans

Important Information to Applicant(s). To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for a loan or opens an account.  What this means for you. When you apply for a loan or open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. In some instances, we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law. 

Mortgage Loans

  • Fixed/adjustable rates
  • Terms up to 30 years
  • Local decision making
  • Second mortgages available
  • Quick approvals
  • Personal service

To get started please complete, print and return this application to one of our five locations or by Secure Email.  

LOAN APPLICATIONS:

MARRIED APPLICANTS: Loan Application, additional borrower applicationcontinuation sheet

SINGLE APPLICANTS: Loan Application, unmarried addendumcontinuation sheet

 

Please review this disclosure packet for important information regarding your fixed rate loan.

Please review this disclosure packet for important information regarding your adjustable rate loan.

 

You may voluntarily submit the information listed in the attached checklist with your application. 

 Application Checklist

 

Home Equity Loans

  • Great interest rate
  • Flexible terms
  • Use funds for anything
  • Based on home's value
  • Experienced advisors
  • Local decision making
  • Quick approval

Contact us for more details at (618) 939-7194 or "click" the Questions button!

Questions? 

Consumer Loans

  • Competitive rates
  • Terms up to 60 months
  • Quick approvals
  • Local decision making
  • Personalized service

To get started please complete, print and return the application to one of our five locations or by Secure Email.

Complete the application

Construction Loans

  • Flexible terms
  • Various financing options
  • Local decision making
  • Great rates
  • Easy to apply

Contact us for more details at (618) 939-7194 or "click" the Questions button!

Questions? 

Popmoney

Be safe, use Popmoney to pay other people using a mobile phone number, email address or account number. Best of all, you don't need to download a new app to send or receive money. Just use your State Bank account! Login to Online Banking and head to the Bill Pay tab to get started!

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REWARDS CHECKING

Did you know we literally pay you to bank here? Our Rewards Checking is so good even WE have a hard time believing it.  Open one of our Rewards Checking Accounts and start enjoying the benefits today. Click  'Rewards Checking' to learn more!

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