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Slide-125 Year AnniversarySlide-Harland Clarke BannerSlide - Mobile Banking

Personal Loans

Mortgage Loans

  • Fixed/adjustable rates
  • Terms up to 30 years
  • Local decision making
  • Second mortgages available
  • Quick approvals
  • Personal service

To apply now please complete, print and return this application to one of our three locations or by Secure Email.  

Apply Now 

Please complete and sign this Request for Transcript of Tax Return and submit it with your application.  

Request for Transcript of Tax Document

You may voluntarily submit the information listed in the attached checklist with your application. 

 Application Checklist

You have the right to receive an appraisal.  Click here for a disclosure.

Home Equity Loans

  • Great interest rate
  • Flexible terms
  • Use funds for anything
  • Based on home's value
  • Experienced advisors
  • Local decision making
  • Quick approval

Contact us for more details at (618) 939-7194 or "click" the Questions button!

Questions? 

Consumer Loans

  • Competitive rates
  • Terms up to 60 months
  • Quick approvals
  • Local decision making
  • Personalized service

To apply now please complete, print and return the application to one of our three locations.

Apply Now and return using secure email.

Construction Loans

  • Flexible terms
  • Various financing options
  • Local decision making
  • Great rates
  • Easy to apply

Contact us for more details at (618) 939-7194 or "click" the Questions button!

Questions? 

free checking

Get rewarded in ways that matter every month.  Choose between high interest earnings or cash back on your debit card purchases.  You'll also get refunds on your ATM fees, nationwide.*  On top of that, enjoy our award-winning service, value-oriented products, and conveniently-located branch offices for any of your banking needs.  Learn More

bills

Bill Pay

Sign up for FREE bill pay service and you can virtually pay anyone, anytime, anywhere you have internet access. It’s a snap to pay your bills without writing checks or paying for postage. It only takes seconds to enroll. Login to Online Banking to sign up today!