Business Accounts | State Bank

Business Accounts

State Bank business accounts offer you the options you need without the complicated per item fees that many banks charge.  Keep a low minimum balance in your account and enjoy the many free banking services available to you.

Business Account Inquiry


Business Checking 

Get the process started by completing our Business Account Application

All Checking Accounts Include These Benefits:

  • Instant Issue EMV Chip MasterCard Debit Card
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Text Banking
  • Telephone Banking
  • Night Drop Service
  • Account Alerts
  • eStatements
  • Card Control
  • Direct Deposit

Additional Products and Services:

  • Merchant Service
  • Overdraft Privilege**
  • Business Credit Cards
  • Remote Deposit Services
 AccountsPlatinum Business Simply Business
Compare Our Checking Options 

Earns Interest

0.75% APY* 


Minimum Balance

$2,500 minimum daily balance 

$300 minimum daily balance 

Monthly Service Fee



Per Item Fees

$0 Unlimited Transactions  

$0 Unlimited Transactions  

Paper Statement



Fee Waiver

No $15 Service Fee if daily balance is met.
Opt for eStatements to avoid a $3 fee. 

No $15 Service Fee if daily balance is met.
Opt for eStatements to avoid a $3 fee. 

Minimum to Open



Account approval, qualifications, limits and other requirements apply.
*Annual Percentage Yield (APY).  Rates are subject to change after account is opened.  Fees could reduce earnings.
**Must register in advance and qualify for Overdraft Privilege. There is a per-item overdraft charge.


Business Savings


  • Competitive Rates
  • $1 minimum balance fee waived on balances over $100
  • Interest compounded quarterly
  • $100 minimum opening deposit

Benefits with Savings and Money Market Accounts

  • Mobile Banking
  • Online Banking
  • Bill Pay
  • Text Banking
  • Telephone Banking
  • Account Alerts
  • E-Statements
  • Night Drop Service 
  • Direct Deposit

Business Money Market 

*During any calendar month or statement cycle of at least four weeks, you may not make more than six pre-authorized or automatic withdrawals/covered transfers per month.  If you exceed these limitations in any statement period, your account will be subject to closure by the bank.  Fees and Charges – The following fees and charges apply to this account – Per Item Fees – A per item charge of $15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a statement cycle.

Certificates of Deposit (CDs) 

  • Competitive fixed rates
  • Variety of terms available
  • Invest locally and support your community
  • FDIC Insured 

Health Savings Accounts (HSA) 

  • Great companion account for employer-sponsored health plans
  • Easy to access funds with Instant Issue Debit Card
  • Use for qualified medical expenses
  • Free Online Banking
  • No opening or annual fees


You are eligible to make or receive an HSA regular contribution if, with respect to any month, you:

  • Are covered under a high-deductible health plan (HDHP) on the first day of the month; Are not also covered by any other health plan that is not an HDHP (with certain exceptions for plans providing preventive care and limited types of permitted insurance and permitted coverage);
  • Are not enrolled in Medicare; and
  • Cannot be claimed as a dependent on another person's tax return


Have Questions?

Speak to a Customer Service Representative at any of our locations to learn more about our checking services 

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