Business Debit Cards

• Get your card today with Instant Issue 
• Simplify recordkeeping.
• More secure than cash.
• Get funds from any ATM
• With SHAZAM's Privileged Status® program - enjoy access to thousands of surcharge-free ATMs throughout the country. 
• Special MasterCard privileges.
• Limited liability if lost or stolen. Receive a replacement card within minutes at any of our branches.
• Employee cards available.

Mastercard Guide to Benefits 

SHAZAM SURCHARGE ATM LOCATOR

Card Control:

Enjoy the added security of Card Control. Pause your debit card by blocking and unblocking it whenever you want using our mobile app.

Additional Info:

Shazam Fraud Protection - 

To mitigate fraud, we have partnered with SHAZAM, our electronic funds transfer network, to implement a monitoring system that helps guard your debit card against fraudulent activity. If suspicious activity is detected on your debit card, you will be contacted by the Bank, or a SHAZAM fraud specialist calling on our behalf, to verify the transactions in question. Remember, State Bank will not contact you to ask for information like your online banking credentials, account number, or social security number.

If you believe a transaction has been denied due to suspected fraud after normal business hours, you may call the SHAZAM Fraud Department for assistance directly at 1-866-508-2693.

Reset Debit Card Pin:

Call 800-717-4923

Traveling?

Let us know where you are going, and we will notify the monitoring system of your temporary location so that transactions will not be denied due to suspected fraud. Contact us or complete this Travel Notification.

SUBMIT A TRAVEL NOTIFICATION

Report a Lost or Stolen Card:

During regular banking hours, please call 618-939-7195

For assistance outside of regular banking hours,

please call 1-800-383-8000

Credit Cards

• Accepted worldwide
• Competitive ongoing APR*.
• Business MasterCard® Standard Card with no annual fee OR
• Preferred Points Card  
• Download the app

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Applying for a State Bank credit card is easy and convenient. Click the application link below or login to online banking and complete a quick application to get started. From online banking, you can login to view your statement and manage your credit card account as well. It’s fast, easy and totally secure!

How to apply:

•  Login to online banking and submit the quick app
• OR download the Mastercard Business Application
• Complete the application and print or save it.
• Supporting documents vary depending on the type of business you have.
• Bring completed application documents to any of our locations and a Customer Service Rep will assist you
• OR email it to banksupport@tib.bank
• OR mail the completed application to:
  Card Service Center
  PO BOX 569130
  Dallas, TX 75356-8999
   

Options available:

Standard Card:

Benefits -

• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at www.cardaccount.net
• Rental car collision damage waiver protection and more!

Features -
No annual fee!

Competitive ongoing APR*

25-day interest-free grace period on all purchases. No grace period on cash advances.

Individual and summary billing options.

Fees
Other fees may be charged, these fees are listed on the Mastercard Business Application

*Please see application for information about current APRs and fees.

Preferred Points Card:

Benefits -

• Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
• Redeem your rewards points for cash back, retail gift cards, travel or premium merchandise.
• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at www.cardaccount.net
• Rental car collision damage waiver protection and more!

Features-
No annual fee!

Low annual fee of $49.00 per account

Competitive ongoing APR*

25-day interest-free grace period on all purchases. No grace period on cash advances.

To view redeem rewards points call 866-678-5191.

Individual card billing option only.

Fees
Other fees may be charged, these fees are listed on the Mastercard Consumer Application .

*Please see application for information about current APRs and fees.