Business Card Services

We offer a variety of card payment options to assist your business!   Pay for expenditures securely and conveniently with an instant-issue debit card or State Bank business credit card.   No matter your business needs, we make it easy for you to conduct and track your business purchases. 

 

Business Debit Cards

  • Get your card today with instant issue
  • Simplify recordkeeping
  • More secure than cash
  • Get funds from any ATM
  • With SHAZAM’s Privileged Status® program- enjoy access to thousands of surcharge-free ATMs throughout the country.    
  • Special MasterCard privileges
  • Employee cards available
  • Limited liability if lost or stolen.  Receive a replacement card within minutes at any of our branches.

SHAZAM SURCHARGE FREE ATM LOCATOR MASTERCARD GUIDE TO BENEFITS

Shazam Fraud Protection

To mitigate fraud, we have partnered with SHAZAM, our electronic funds transfer network, to implement a monitoring system that helps guard your debit card against fraudulent activity. If suspicious activity is detected on your debit card, you will be contacted by the Bank, or a SHAZAM fraud specialist calling on our behalf, to verify the transactions in question.  Remember, State Bank will not contact you to ask for information like your online banking credentials, account number, or social security number.  

If you believe a transaction has been denied due to suspected fraud after normal business hours, you may call the SHAZAM Fraud Department for assistance directly at 1-866-508-2693.

Traveling?

Let us know where you are going and we will notify the monitoring system of your temporary location so that transactions will not be denied due to suspected fraud. Contact us or complete this Travel Notification.

Submit a Travel Notification

Report a Lost or Stolen Card

To report a lost or stolen debit card, please contact customer service at 618-939-7195.

For assistance outside of regular banking hours, please call 1-800-383-8000

Credit Cards

  • Accepted worldwide
  • Competitive ongoing APR*
  • Business Mastercard® Standard Card with no annual fee OR
  • Preferred Points Card

Applying for a State Bank credit card is easy and convenient. Click the application link below or login to online banking and complete a quick application to get started. From online banking, you can login to view your statement and manage your credit card account as well. It’s fast, easy and totally secure!

Standard Card 

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and more!

Features

  • No annual fee!
  • Competitive ongoing APR*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options

Fees
Other fees may be charged, these fees are listed on the downloadable application.

Preferred Points Card 

Benefits

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
  • Redeem your rewards points for cash back, retail gift cards, travel or premium merchandise
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and more!

Features

  • Low annual fee of $49.00 per account
  • Competitive ongoing APR*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • To redeem rewards points call 866-678-5191
  • Individual card billing option only

Fees
Other fees may be charged, these fees are listed on the downloadable application.

To Apply Now

  • Login to online banking  and complete the quick app 
  • OR Download the PDF of the application
    • Complete the application and print or save it
      • Supporting documents vary depending on the type of business you have
      • Bring completed application and supporting documents to any of our locations and a Customer Service Rep will assist you
      • OR email all to banksupport@tib.bank
      • OR mail your completed application packet to:
        Card Service Center
        PO Box 569120
        Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

 

Have Questions?

Speak to a Customer Service Rep at any of our locations to learn more about our business card services.  We look forward to assisting you! 

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