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Benefits With All Accounts:

SBW Club

• $7 per month for members under 65 years of age.
• 65+ years of age & $100 on deposit – FREE

Club Package Includes:

• Club Checks at no additional charge
• Cashier’s Checks and Bank Drafts at no additional charge - limit 3 per month. 
• Safe Deposit Box Discount – $5/year
• Reduced Fee for License Stickers

*Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications and rewards may vary by account. Enrollment in online banking, receipt of electronic statements and a debit card are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements), log-ons, monthly direct deposit or automatic withdrawal and debit card transactions are required to meet the account’s qualifications for earning rewards. Limit (2) accounts per person. There are no recurring monthly service charges or fees to open or close a rewards account.  Other fees could reduce earnings. Contact one of our customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  
**Annual Percentage Yield (APY) effective as of March 24, 2016.  Rates are subject to change after account is opened.
***ATM fees incurred during qualification cycle will be automatically reimbursed up to $4.99 per single transaction if qualifications are met within monthly qualification cycle.  The "Monthly Qualification Cycle" is from the first business day of the month to the close of business on the last business day of that month.  ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. 
Transactions conducted at an ATM are not considered as qualifying debit card purchases.
****Must register in advance and qualify for Overdraft Privilege and Mobile Deposit. There is a per-item overdraft charge. Click Here for complete details of Overdraft Privilege.