If you believe you are a victim of fraud, contact us right away.
If you believe you are a victim of identity theft, contact us right away.
What Should I Do If My Identity Has Been Stolen?
In the event that you suspect your identity has been stolen or you are, in fact, certain that it has been stolen, follow these simple steps:
- Call the police. File a report and obtain a copy of submission to credit reporting agencies, creditors, and others.
- Alert your bank and credit union. The faster the better, especially if you lost a checkbook or ATM debit card.
- Get your free credit report right away. Go to annualcreditreport.com or call 1-877-322-8228.
- Place a “Fraud Alert” on your credit reports, and review the reports carefully. The three nationwide consumer reporting companies have toll-free numbers for placing.
- Equifax®-1-800-525-6285; P.O. Box 740241, Atlanta, GA 30374-0241
- Experian®-1-888-EXPERIAN(397-3742); P.O. Box 9532, Allen, TX 75013
- TransUnion®-1-800-680-7289; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790
- Stop Cell Phone Service. If your cell phone is stolen, your service provider can deactivate its SIM card and shut off voice mail access.
- Close Accounts. Close or freeze all accounts that are or may be affected by the identity theft. Use the ID Theft Affidavit at ftc.gov/idtheft to support your written statement. Also, regarding any checking What Should I Do If My Identity Has Been Stolen? Protect Yourself From Identity Theft! accounts thus closed, contact the following major check verification companies and ask that retailers using their databases not accept checks drawn on the closed accounts:
- Contact the Federal Trade Commission to report the theft and obtain further guidance as to how to protect yourself:
- If you know or suspect that your mail has been stolen, contact the United States Postal Service.
- Keep detailed records of any theft of your identity and of your efforts to resolve the same.
You may also wish to do the following:
- Request not to receive any further pre-approved offers of credit by calling 1-888-5-OPT-OUT.
- Ask to be removed from national direct mail lists by writing to the DMA Mail Preference Service, P.O. Box 643, Carmel, NY 10512, or going online to dmachoice.org. Include your name and address.
- Register with the National Do Not Call Registry by calling 1-888-382-1222 or going online at donotcall.gov.