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11-Month Certificate of Deposit: 3.65% APY*

Grow your savings without the risk! Access your money at any time with this no penalty Certificate of Deposit.

Open your 11-month CD today

11-Month No Penalty CD – 3.65% APY*

A smarter way to grow your savings.

Get the higher returns of a Certificate of Deposit without the usual restrictions. Our 11-month No Penalty CD gives you the freedom to access your money whenever you need it—no penalties*, no stress.

What makes it different?

  • Most CDs lock in your funds for a set term with penalties for early withdrawal. This one doesn’t.
  • With a State Bank No Penalty CD, your money grows at a great rate while staying within reach.
  • Unlike many financial institutions that offer “No Penalty” CDs, State Bank does not retain any unpaid accrued interest when you withdraw your funds early. You receive the interest earned through the date of withdrawal.
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*Annual Percentage Yield. $1000 minimum to open. No penalty for early withdrawal beginning seven days after funds are deposited.

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