Savings

• $1 minimum balance fee waived on balances over $100
• $100 minimum opening deposit
• Interest compounded quarterly
• OPEN A SAVINGS ACCOUNT

*During any month you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.

• All the benefits of our regular savings accounts AND
• No minimum balance requirement until age 18

*During any month you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.

• Enjoy more!  Stress less!  
• Start saving today for your holiday purchases
• Encourages you to save
• Earns interest
• $5 opening deposit 

• Take that dream vacation!
• Start saving now and it can become a reality
• An account that encourages you to save
• Earns interest
• $5 opening deposit 

• Tiered Rates
• $15 minimum balance fee waived on balances over $2,500
• OPEN A MONEY MARKET ACCOUNT

*During any calendar month or statement cycle of at least four weeks, you may not make more than six pre-authorized or automatic withdrawals/covered transfers per month. If you exceed these limitations in any statement period, your account will be subject to closure by the bank.  Fees and Charges – The following fees and charges apply to this account – Per Item Fees – A per item charge of $15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a statement cycle. 

• Perfect companion for your high-deductible health plan
• Easy to access funds with instant issue Debit Card
• Use for qualified medical expenses
• No opening or annual fees
• Easily track expenditures with free Online Banking

Eligibility

You are eligible to make or receive an HSA regular contribution if, with respect to any month, you:

• Are covered under a high-deductible health plan (HDHP) on the first day of the month; Are not also covered by any other health plan that is not an HDHP (with certain exceptions for plans providing preventive care and limited types of permitted insurance and permitted coverage);
• Are not enrolled in Medicare; and
• Cannot be claimed as a dependent on another person's tax return

• Competitive fixed rates
• Variety of terms available
• Invest locally and support your community
• FDIC Insured 
• OPEN A CERTIFICATE OF DEPOSIT

• Start saving now for retirement
• Attractive rates
• No administrative fees
• Long and short-term options available
• Personalized service to assist you with administering your plan