Cash Rewards Checking
- Earns interest on balances up to $10,000.01
- Free online and mobile banking
- Access to over 50,000 ATMs nationwide
Cash Back Rewards Checking
- 3% cash back on debit card purchases up to $200 spent
- Free bill pay service
- Mobile check deposit
eChoice Checking
- No minimum balance requirement
- Free eStatements
- 24/7 online and mobile account access
All Checking Accounts Include
Fraud Protection
Advanced security features to protect your account from unauthorized access and fraudulent activities.
Debit Card
Get your card today with Instant Issue and enjoy a convenient way to pay!
Mobile Banking
Access your account anytime, anywhere with our user-friendly mobile app and online banking platform.
24/7 Account Access
Manage your account, transfer funds, and pay bills at any time through our digital banking services.
Direct Deposit
Set up direct deposit for your paycheck or benefits for immediate access to your funds.
Overdraft Protection
Optional overdraft protection services to help you avoid declined transactions and fees.
Debit Card Protection
At State Bank, protecting your debit card from unauthorized use is a top priority. We've partnered with SHAZAM and its Falcon monitoring system to detect fraudulent activity. If suspicious transactions are identified, you'll be contacted by the Bank or a SHAZAM fraud specialist to verify them.
Remember, we will never ask for sensitive information like your online banking credentials, account number, or social security number.
Report a lost or stolen card:
During regular banking hours, please call 618-939-7194.
For assistance outside of banking hours, please call: 1-800-383-8000.
Note:
If a transaction is denied due to suspected fraud outside business hours, call SHAZAM Fraud at 1-866-508-2693.