FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Credit Cards

Choose the credit card that fits your lifestyle and financial goals. Whether you're looking for low rates or premium rewards, we have options for you.

Discover the benefits of our State Bank credit cards

Accepted worldwide

Use your card with confidence anywhere MasterCard® is accepted

Flexible options

Choose between Low Rate or Preferred Points MasterCard®

Comprehensive benefits

Enjoy all the perks and protections you expect from your card

Download the app

Low-Point Cards

Credit cards with low interest rates and minimal rewards

Key Features:

  • No annual fee
  • Low introductory rate for the first six months
  • Competitive ongoing APR
  • 25-day interest free grace period on all purchases. No grace period on cash advances.

Preferred Points Card

Premium credit cards with enhanced rewards and benefits

Key Features:

  • No annual fee
  • Low introductory rate for first six months
  • Competitive ongoing APR
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Cash advances can be made for up to 50% of the credit line.
  • To view or redeem rewards points call 866-678-5191.

How to Apply

Apply for a Consumer Card

Get a personal credit card with competitive rates and great benefits for your everyday needs.

Apply Now

Apply for a Business Card

Manage your business expenses with a dedicated credit card designed for your company's needs.

Apply Now