Personal Business

popmoney sliderSlide-Card controlSlide-Harland Clarke BannerSlide - Mobile Banking

Banking on the Go

Online BankingOnline Banking

  • Access your State Bank of Waterloo accounts anytime
  • View balances and history
  • Transfer funds between accounts and make loan payments
  • View check images; see scanned images of past checks & deposit slips and view statements
  • Access Bill Pay to pay your bills
  • Available 24 hours a day
  • Create account alerts
  • Fast and easy
  • Totally secure
  • Up to the minute information
  • Make loan payments
  • Download app to go mobile

Click Enroll Now to enroll in online banking or visit any branch location.
See Personal Online Banking Agreement & Disclosure for terms and conditions.

Online Bill Pay                          

  • Pay your bills electronically from our secure website
  • Schedule payments
  • Person-to-Person payments
  • Arrange recurring payments
  • Set up payment alerts
  • Available 24 hours a day
  • Easy to use
  • Totally secure
  • Only one password to remember
  • View transaction histories
  • View cleared check payments


  • Environmentally friendly
  • Eliminate organizing hassles
  • Secure delivery
  • No need to log on to another site
  • Get statements sooner than by mail
  • Convenient
  • Save paper
  • Password protected
  • Check images included


Adobe Acrobat Reader is required on your computer to view Statements. Download a free copy of Adobe Acrobat Reader at
Ability to print and/or save statements for your records.

Mobile Banking

  • Free on-the-go banking, 24/7
  • Free mobile app compatible with iPhone®‎, Android®, and tablets
  • Make deposits using your mobile device with Mobile Deposit (see details below)
  • Set up and manage your Text Banking Alerts with our Mobile Banking app!
  • Access account balances
  • Transfer funds
  • Set up recurring or one-time bill payments
  • Locate nearby branches
  • Check local weather
  • Fast and secure service

*Easily log into Mobile Banking from your mobile phone's browser with your online banking username and password. Or -- for even greater convenience -- download our free mobile app.

Just click on the app icon for the version that's compatible with your device to get started!

Additional Resources

Apple App Store Icon Android App

Text Banking

Use commands to text account information requests to:

  • Check your balance
  • Review your account history
  • Transfer funds
  • And more!

Stay on top of transaction activity on your accounts.  Set up automatic text messages and receive:

  • Balance alerts
  • Transaction alerts
  • And more!

To enroll, text ENROLL SBW to 39257 from your mobile device. We'll be in touch within one business day to verify your account information and get your service activated.

Additional Resources

Mobile Deposits

  • Compatible with iPhone® and Android®
  • Deposit checks anywhere with an internet connection
  • Text confirmation of successful check image upload
  • Industry-leading security
  • Deposits made before 3pm will be available that same day**
  • Deposits made after 3pm will be available the next business day**

Getting Started

Enrolling in Mobile Deposit* is easy! Just follow these simple steps and you'll be depositing checks using your smartphone in no time:

  • Log into Mobile Banking with your online banking username and password.
  • Click on "Mobile Deposit."
  • Input information and agree to the Mobile Deposit Agreement.
  • Once you are notified that your enrollment is approved, you can begin depositing your check.
  • Sign your check and write this above your signature (for State Bank Mobile Deposit Only)
  • Take pictures of the front and back of your check.
  • Upload the photos of the check.
  • You should receive confirmation of your deposit within seconds!

Additional Resource

*Account must be in good standing to qualify.

**Some exceptions and holds may apply. See Mobile Deposit User Agreement for terms and conditions.


Popmoney is an innovative payment service we offer that eliminates the hassles of checks and cash. Paying other people is as easy as emailing and texting. Best of all, you don't need a new account to send or receive money. Just use your State Bank account!  Login to Online Banking and head to the Bill Pay tab to get started!



Did you know we literally pay you to bank here? Our Rewards Checking is so good even WE have a hard time believing it.  Open one of our Rewards Checking Accounts and start enjoying the benefits today. Click  'Rewards Checking' to learn more!


rewards checking