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Rates

Cash REWARDS Checking

Balance

Interest Rate

Annual Percentage Yield
(APY)

Minimum to Open Account

On balances up to $10,000

1.74%

1.75%

$50

On balances over $10,000

0.20%

The APY will range from 1.75% to 0.34% depending on the balance in your account.

$50

On non-qualifying balances

0.05%

0.05%

$50


Simply do the following each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled and receive Email Statements
  • Be enrolled and log into Online banking at least once a month

APYs effective as of 03/24/2016. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up $4.99 per single transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.75%; and (3) balances over $10,000 earn 0.20% interest rate on portion of balance over $10,000, resulting in 1.75% - 0.34% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. The "Monthly Qualification Cycle" is from the first business day of the month to the close of business on the last business day of that month.  Close of business is at 4:00 pm. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit two accounts per household. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Platinum Business
Interest RateAnnual Percentage Yield
(APY)
Minimum Deposit
0.17% 0.17% $50

 Account approval, qualifications, limits and other requirements apply.
 APY effective April 27, 2015.  Rates are subject to change after account is opened.  Fees could reduce Earnings. 

 Certificates of Deposit

Certificate Term

Interest Rate

Annual Percentage Yield
(APY)

Minimum Deposit*

91 Days

0.35%

0.35%

$1000

182 Days

0.40%

0.40%

$1000

12 Months

0.75%

0.75%

$1000

15 Months

0.95%

0.95%

$1000

18 Months

2.00%

2.02%

$1000

24 Months

2.50%

2.52%

$1000

33 Months

1.05%

1.05%

$1000

36 Months

2.60%

2.63%

$1000

48 Months

2.60%

2.63%

$1000

60 Months

2.60%

2.63%

$1000

 Money Market

Interest Rate

Annual Percentage Yield
(APY)

Minimum Deposit

0.15%

0.15%

$2,500

SAVINGS

Interest Rate

Annual Percentage Yield
(APY)

Minimum Deposit

0.25%

0.25%

$10

Interest rates are effective as of December 5, 2018.  A penalty may be imposed for early withdrawal from a Certificate of Deposit.  Annual percentage yields are based upon quarterly compounding for Certificates of Deposit and Savings; monthly compounding for Money Market. The interest rate and APY may change daily on Savings and Money Market Accounts. 
*Minimum deposit required to open and to obtain APY.

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