Select Account Type

popmoney sliderSlide-Card controlSlide-Harland Clarke BannerSlide - Mobile Bankingdigital wallet slider

Personal Savings Accounts 

Free Benefits with Savings and Money Market Accounts 

  • Mobile Banking
  • Notary Service
  • Online Banking
  • Bill Pay
  • Account Alerts
  • E-Statements
  • Night Drop Service
  • Text Banking
  • Direct Deposit
  • Telephone Banking

Savings Accounts

  • Competitive Interest Rate
  • $1 fee waived on balances over $100
  • Interest compounded quarterly
  • Direct Deposit available
  • $10 minimum opening deposit
  • FDIC Insured

*During any month you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.

Club Accounts

  • Save for holidays or vacation
  • Competitive Interest Rate
  • $5 opening deposit

Money Market Accounts

  • Competitive Interest Rate
  • $2,500 to open
  • Tiered interest rates
  • $15 fee waived on balances over $2,500
  • Direct Deposit available
  • FDIC Insured

*During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or covered transfers.  If you exceed these limitations in any statement period, your account will be subject to closure by the bank.  Fees and Charges – The following fees and charges apply to this account – Per Item Fees – A per item charge of $15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a statement cycle

Certificates of Deposit (CDs)

  • Competitive Fixed Rates
  • Various terms available
  • Personalized service
  • FDIC Insured

*Competitive rates and various terms available.  Click Certificate Rates & Terms for a complete list of certificates information.

Individual Retirement Accounts (IRA)

  • Great Competitive Rates
  • Long and short term options
  • Personalized service
  • Start saving now for retirement

Health Savings Accounts (HSA)

  • Easy to access funds with Instant Issue Debit Card
  • Use on medical expenses
  • Free Online Banking
  • No opening or annual fees
  • Use it for any approved medical expense


You are eligible to make or receive an HSA regular contribution if, with respect to any month, you:

  • Are covered under a high-deductible health plan (HDHP) on the first day of the month; Are not also covered by any other health plan that is not an HDHP (with certain) exceptions for plans providing preventive care and limited types of permitted insurance and permitted coverage);
  • Are not enrolled in Medicare; and
  • Cannot be claimed as a dependent on another person's tax return


Popmoney is an innovative payment service we offer that eliminates the hassles of checks and cash. Paying other people is as easy as emailing and texting. Best of all, you don't need a new account to send or receive money. Just use your State Bank account!  Login to Online Banking and head to the Bill Pay tab to get started!



Did you know we literally pay you to bank here? Our Rewards Checking is so good even WE have a hard time believing it.  Open one of our Rewards Checking Accounts and start enjoying the benefits today. Click  'Rewards Checking' to learn more!


rewards checking